Its Our Anniversary

We're coming up to the 15th Anniversary of Coversure in the Midlands!!

What Is Fleet Insurance?

What is Fleet Insurance?

Any motor vehicle that is used or left on a public highway in the UK is legally obliged to have adequate insurance cover. Motor Fleet Insurance is a policy that will cover several specified vehicles of any type.

Why would Fleet Vehicle Insurance be right for me?

Even if you have only one or two vehicles there are policies available that can combine the Insurance on both vehicles and try to save money but also cover more drivers.

If you are looking at expanding your transportation numbers. Fleet vehicle insurance can be a good option for 3 or more vehicles as renewal date will be the same, only one payment to make all making your administration easier and possibly making the cost more affordable.

What do I need to get a competitive fleet insurance quote?

If you already have a fleet insurance policy and it is due for renewal then you should have been furnished with your current fleet insurance experience and your current vehicle schedule list. You should be provided this from your current fleet insurance broker or fleet insurance company. This is a must in order for an alternative fleet insurance quote to be obtained.

For New Ventures all we ask is if you have currently got the vehicles Insured under a private or business policy that you are aware of how many years no claims bonus you currently have as we may require written proof of this. We can however start Fleet policies without no claims bonus if needed but this is subject to claims information clarification.

Is is possible insure a car fleet insurance and van fleet insurance on the same policy?

One of the major benefits of a motor fleet insurance policy is that different types of vehicles can be placed on the same policy which can also include plant and machinery and certain parts of agricultural machines.. We have facilities for all types of vehicles to include Car Fleet Insurance, Van Fleet Insurance, Lorry Fleet Insurance, Taxi Fleet Insurance, Haulage Fleet Insurance, Tipper Fleet Insurance, Courier Fleet Insurance, Vehicle Transporters and many many more.

Who can have a Fleet Insurance Policy?

Well, the answer to the question is anyone can. However the vast majority of the fleet insurance policies are held by businesses. There are no restrictions on the type of businesses that can obtain motor fleet insurance as we have access to a wide selection of insurers and products.

We are able to provide quotes for family fleet insurance. This is predominantly designed for families who have at least 3 vehicles to insure and can be mixture of cars, vans, motorcycles, horseboxes, motor homes etc.

What types of cover can I get for my fleet insurance quote?

UK Motor fleet insurance follows the same suit as all motor policies and includes:

* Comprehensive Fleet Insurance

* Third Party Fire and Theft Fleet Insurance

* Third Party Only Fleet Insurance

Throw in that Theft Only Laid up cover is also an option pending a sale.

Who can drive on my motor fleet insurance?

We briefly mentioned above that all fleet insurance can be tailored around the needs of the policyholder and so cover can be arranged for ‘Any Licensed Driver’ if so wished but also you can name drivers in order to bring your motor premium down.

Policyholders with fleet insurance are typically businesses. As such they should ensure adequate cover for their business and premises. Coversure have a dedicated Commercial Insurance team who are able to provide quotations for all types of enquiry ranging from a Public Liability policy to Combined Insurance to include cover for work away. Please contact us or visit our website at http://www.coversure-insurance.co.uk/

Replacement Vehicle

If your vehicle is stolen or has repairable damage from an incident and the insurance company is unable to provide a vehicle or it is unsuitable for your needs then we think this Replacement Vehicle Policy is a must.

MYTH: Every customer who has their vehicle stolen will be provided a replacement vehicle by their insurance company.
FACT: It is remarkable that only a small number of insurance companies offer any kind of solution, leaving the vast majority of the 30 million UK motorists exposed.

MYTH: But surely I will get a courtesy vehicle?
FACT: No courtesy vehicle will be provided whilst your car remains un-recovered (typically 10 – 14 days) and NOT when your vehicle is written off.

So, if your insurer fails to provide you with a vehicle we will:

• Arrange for vehicle to be referred to nearest alternative approved repairer with courtesy vehicle availabl,e or …
• Arrange the supply of a replacement vehicle through its national rental network.

Significant exclusions or limitations:
– Any vehicle hire costs incurred before we have accepted a claim.
– We will only pay vehicle hire costs up to the limit specified in the Certificate of Insurance. (Insured Incident)

Courier Van Insurance information

IMPORTANT NOTE – BE CAREFUL!

* Some companies may give you a cheap quote but NOT have the correct useage.

Just because you have a van does not mean you need ‘standard cover’ (i.e. social domestic and pleasure) NOT Business Use

Make sure you have the correct cover such as carriage of own goods, hire and reward, courier use.

For more information on Useage – please visit out Van Insurance Advice and Things to Watch Out For pages

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We have close ties with some of the UK’s major courier van insurance companies enabling us to provide you with a unique range of product benefits.

Vehicle Types:
We cater for all sorts of commercial vehicles such as transit vans, large 7.5 tonne vehicles as well articulated lorries, pick ups, and tippers.

Uninsured Loss Recovery:
Our policies all include uninsured loss recovery cover, helping you to reclaim loss of earnings, excesses and out of pocket expenses should you be involved in any non-fault claim.

Quote:
– click here for van insurance quote

Breakdown 
– click here for our RAC breakdown cover which covers couriers for just £65!

Useage
– see our Advice on Van Insurance

Payment Options:
Cash, Cheques, All major credit cards and Various instalment plans available.

Goods In Transit Insurance

Our Goods in Transit Insurance is All Risks Cover and insurers couriers, hauliers and all types of manner delivery drivers (e.g. hazardous goods, car transporters, same day delivery drivers).

This means it covers theft, loss and damage caused by accidents during transit and also includes theft attractive goods. Apart from the excess (standard to every insurance policy) All Risks means that as a courier, you can have peace of mind that the whatever is being delivered is covered up to your requested policy limits.

We do not offer “weight restricted policies”, “dual manned insurance” or have any other hidden clauses, just straight forward and simple courier insurance. This means you can get on with job at hand and not have to worry about the “admin” side of your business.

Along with self employed owner drivers, we also insurer hundreds of drivers who work with major couriers companies and our documents can be emailed direct to your or your depot straight away.

As well as All Risks Goods in Transit cover in the UK we can also easily cover any conditions your contract requires such as RHA and BIFA. Also, if you are a courier who works in Europe, we can extend cover to CMR you – a must if you’re are a European courier driver.

To obtain a courier goods in transit insurance quote, please complete the below form and we’ll get back to you as soon as possible.

Also, remember we also offer Courier Liability insurance and Courier Van insurance as well.

PLEASE DO NOT DO ANYTHING until you have spoken to us! Our courier and remover insurance rates are the cheapest and our cover more extensive.

Goods In Transit Insurance (About us)

Goods in Transit Insurance are UK specialists in providing cover for all aspects of courier insurance, goods in transit insurance, van insurance, liability insurance, removals insurance and freight forwarding insurance. We also provide insurance for hazardous goods.

Goods in Transit Direct is a trading site of Coversure Midlands Ltd (who are authorised and regulated by the Financial Conduct Authority).  Coversure Insurance Services as a whole, has a turnover in excess of 85 million (GBP) with over 100 branches across the country. We are all individually owned and here at Coversure Midlands Ltd, we have been focused on courier insurance, haulage insurance removals insurance for nearly 10 years.

Due to us concentrating on insurance for couriers, hauliers and furniture removers (such as goods in transit as well as van insurance and liability insurance), we have access to many of the UK’s leading commercial insurance providers and can put you into touch with the company who has the most competitive quote for your business needs.

For more information on Coversure Midlands Ltd t/a Coversure Insurance Services (Bromsgrove), please click here.

One of the reasons for our continued success is, we think, that we are able to offer a personal ‘local’ service to each of our clients (wherever they are in the country) whilst offering the specialist schemes and discounts that Coversure, as a large national company, have secured. Due to this we have developed superb relationships with all the courier insurance companies and underwriters which means we can offer fantastic rates.

When to use an insurance broker

Advantages of using an insurance broker

Did You Know?

“There are more than 2,000 registered insurance brokerages in the UK”

Source: British Insurance Brokers’ Association

Here are a few reasons why it might be better to go to a broker for your insurance:

• Getting expert advice does not cost you more. Like comparison sites, they get paid commission by the insurance provider for selling their products so you don’t pay them a fee for shopping around to get you a good deal. Unlike comparison sites they have specialist expertise and can give you advice on the products that best suit your needs.
• Know your options. Insurers won’t always offer you every type of cover when you go directly to them. Brokers can help point out the types of cover available for the insurers they cover and help you work out what you need.
• Find the right product for you. A broker will ask you about your personal circumstances to find you the right policy. They’ll also be able to tell you if you’re already covered by your existing insurance policies so you don’t overlap, and they will often get you a good deal by comparing prices and product features. They can also be more flexible on price than comparison sites.
• Find a specialist provider. On comparison sites you might not find cover for things – like income protection or critical illness – that need to be tailored to suit your needs. You also won’t find special or bespoke cover on there, so if you want to insure something unique like a high-value antique or a collection, a broker will know where to go.
• Your claims are taken care of. If you need to make a claim, your broker may speak to loss adjustors and claims departments and do as much as possible for you so you don’t have the hassle and worry.