What Is Fleet Insurance?

What is Fleet Insurance?

Any motor vehicle that is used or left on a public highway in the UK is legally obliged to have adequate insurance cover. Motor Fleet Insurance is a policy that will cover several specified vehicles of any type.

Why would Fleet Vehicle Insurance be right for me?

Even if you have only one or two vehicles there are policies available that can combine the Insurance on both vehicles and try to save money but also cover more drivers.

If you are looking at expanding your transportation numbers. Fleet vehicle insurance can be a good option for 3 or more vehicles as renewal date will be the same, only one payment to make all making your administration easier and possibly making the cost more affordable.

What do I need to get a competitive fleet insurance quote?

If you already have a fleet insurance policy and it is due for renewal then you should have been furnished with your current fleet insurance experience and your current vehicle schedule list. You should be provided this from your current fleet insurance broker or fleet insurance company. This is a must in order for an alternative fleet insurance quote to be obtained.

For New Ventures all we ask is if you have currently got the vehicles Insured under a private or business policy that you are aware of how many years no claims bonus you currently have as we may require written proof of this. We can however start Fleet policies without no claims bonus if needed but this is subject to claims information clarification.

Is is possible insure a car fleet insurance and van fleet insurance on the same policy?

One of the major benefits of a motor fleet insurance policy is that different types of vehicles can be placed on the same policy which can also include plant and machinery and certain parts of agricultural machines.. We have facilities for all types of vehicles to include Car Fleet Insurance, Van Fleet Insurance, Lorry Fleet Insurance, Taxi Fleet Insurance, Haulage Fleet Insurance, Tipper Fleet Insurance, Courier Fleet Insurance, Vehicle Transporters and many many more.

Who can have a Fleet Insurance Policy?

Well, the answer to the question is anyone can. However the vast majority of the fleet insurance policies are held by businesses. There are no restrictions on the type of businesses that can obtain motor fleet insurance as we have access to a wide selection of insurers and products.

We are able to provide quotes for family fleet insurance. This is predominantly designed for families who have at least 3 vehicles to insure and can be mixture of cars, vans, motorcycles, horseboxes, motor homes etc.

What types of cover can I get for my fleet insurance quote?

UK Motor fleet insurance follows the same suit as all motor policies and includes:

* Comprehensive Fleet Insurance

* Third Party Fire and Theft Fleet Insurance

* Third Party Only Fleet Insurance

Throw in that Theft Only Laid up cover is also an option pending a sale.

Who can drive on my motor fleet insurance?

We briefly mentioned above that all fleet insurance can be tailored around the needs of the policyholder and so cover can be arranged for ‘Any Licensed Driver’ if so wished but also you can name drivers in order to bring your motor premium down.

Policyholders with fleet insurance are typically businesses. As such they should ensure adequate cover for their business and premises. Coversure have a dedicated Commercial Insurance team who are able to provide quotations for all types of enquiry ranging from a Public Liability policy to Combined Insurance to include cover for work away. Please contact us or visit our website at http://www.coversure-insurance.co.uk/